Terms & Conditions
Last updated: April 15, 2024
Introduction
These Terms and Conditions ("Terms", "Terms and Conditions") govern your relationship with the ukinvestmentguide.com website (the "Service") operated by UK Investment Portfolio Guide Ltd ("us", "we", or "our").
Please read these Terms and Conditions carefully before using our Service. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.
Use of the Website
Content
Our Service allows you to access investment educational content, articles, and information related to UK investment strategies and portfolio management. The content on our website is for general information and educational purposes only.
Not Financial Advice
The information contained on this website is not financial advice. UK Investment Portfolio Guide does not provide personal investment advice. The content provided is general in nature and does not take into account your personal objectives, financial situation, or needs.
Before acting on any information contained on this website, you should consider whether it is suitable for your particular circumstances and consider seeking independent financial advice. Investment decisions should not be made based solely on the information presented on this website.
Accuracy of Information
We make reasonable efforts to ensure the accuracy of the information provided on our website. However, we do not guarantee that the information is always complete, accurate, or up to date. The information provided may be changed without notice and is not guaranteed to be error-free.
User Responsibilities
Account Registration
Some parts of our Service may require you to create an account. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password.
You agree to keep your password secure and not to share your account details with any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
User Conduct
When using our Service, you agree not to:
- Use the Service in any way that violates any applicable national or international law or regulation
- Impersonate or attempt to impersonate UK Investment Portfolio Guide, a UK Investment Portfolio Guide employee, another user, or any other person or entity
- Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Service
- Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Service, the server on which the Service is stored, or any server, computer, or database connected to the Service
- Attack the Service via a denial-of-service attack or a distributed denial-of-service attack
- Use the Service for any purpose that is unlawful or prohibited by these Terms
User-Generated Content
Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, or other material ("Content"). You are responsible for the Content that you post on or through the Service, including its legality, reliability, and appropriateness.
By posting Content on or through the Service, you represent and warrant that the Content is yours (you own it) or you have the right to use it and grant us the rights and license as provided in these Terms.
Intellectual Property
Our Content
The Service and its original content (excluding Content provided by users), features, and functionality are and will remain the exclusive property of UK Investment Portfolio Guide and its licensors. The Service is protected by copyright, trademark, and other laws of both the United Kingdom and foreign countries.
Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of UK Investment Portfolio Guide.
User License
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Service for your personal, non-commercial use.
Restrictions
You may not:
- Modify, adapt, or hack the Service or modify another website so as to falsely imply that it is associated with the Service
- Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission from UK Investment Portfolio Guide
- Use the Service for any commercial purpose, including to promote a product or service
- Remove any copyright, trademark, or other proprietary notices from any portion of the Service
Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall UK Investment Portfolio Guide, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the Service
- Any conduct or content of any third party on the Service
- Any content obtained from the Service
- Unauthorized access, use, or alteration of your transmissions or content
- Any investment decisions made based on the information provided on the Service
In no event shall our total liability to you for all claims relating to the Service exceed the amount paid by you, if any, for accessing the Service during the twelve (12) months immediately preceding the date of the claim.
Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
UK Investment Portfolio Guide, its subsidiaries, affiliates, and its licensors do not warrant that:
- The Service will function uninterrupted, secure, or available at any particular time or location
- Any errors or defects will be corrected
- The Service is free of viruses or other harmful components
- The results of using the Service will meet your requirements
Past performance is not a reliable indicator of future performance. The value of investments can go down as well as up, and you may not get back the amount you invested.
Third-Party Links
Our Service may contain links to third-party websites or services that are not owned or controlled by UK Investment Portfolio Guide.
UK Investment Portfolio Guide has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that UK Investment Portfolio Guide shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
Governing Law
These Terms shall be governed and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
Contact Us
If you have any questions about these Terms, please contact us at:
UK Investment Portfolio Guide
Studio 23 Lilly Points
Fayeburgh PO6 4FH
United Kingdom
Email: info@ukinvestmentguide.com
Phone: +444859421838